> For the complete documentation index, see [llms.txt](https://docs.tesseract.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.tesseract.fi/earn-direct-and-earn-api/earn-direct/organizations.md).

# Organizations

Institutional clients use Earn Direct as an **organization** — a single workspace shared by a team. Deposits, withdrawals, portfolio, and reporting are scoped to the organization, so every member sees the same balances and activity.

### Onboarding & verification

The first person to log in from a partner organization is provisioned as the organization **admin** with full permissions. The organization starts in a `pending verification` state and must complete **KYB (Know Your Business)** verification before it can deposit or withdraw.

KYB is performed once per organization, not per individual. The admin initiates verification; on approval, the organization becomes `active` and every member is cleared to transact — team members do not complete individual KYC.

### Shared deposit wallets

Deposit addresses are shared across the organization at the product level. The first member to deposit into a product provisions the wallet; every other member deposits to the same address. This keeps custody consolidated rather than fragmenting funds across per-user wallets.

Interest accrues on the organization's net pooled balance per product and is reported as a single daily entry per product.

### Activity log

Every management action — invites, role changes, suspensions, KYB, and wallet verification — is recorded in an audit trail visible to the organization under the **Activity** tab.

### Organization status

| Status                 | Meaning                                            |
| ---------------------- | -------------------------------------------------- |
| `pending verification` | Created, awaiting KYB. Cannot deposit or withdraw. |
| `active`               | KYB approved. Full access for all members.         |
| `suspended`            | Access revoked.                                    |

### Managing the team

See [Team Management](/earn-direct-and-earn-api/earn-direct/organizations/team-management.md) for inviting members, roles and permissions, and wallet verification.

### Managing wallets

See [Managing Whitelisted Wallets](/earn-direct-and-earn-api/earn-direct/organizations/managing-whitelisted-wallets.md) for changing a product's withdrawal address and retiring (deactivating) a deposit wallet — both client-requested and Tesseract-approved.


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