For Institutional Clients

Earn Direct is a service for institutional partners — including wallet providers, fintech platforms, crypto exchanges, and brokerage firms — that wish to partner with a regulated provider to offer yield services to their clients, rather than operate the regulatory infrastructure in-house.

Tesseract Investment Oy — MiCA-authorised and FIN-FSA-supervised as a Crypto Asset Service Provider — handles all KYC / AML, custody, and asset transfer requirements. Partners remain responsible for their own regulatory obligations, including any licensing, suitability and consumer-protection requirements applicable to them.

The model suits institutions that do not hold the relevant regulatory authorisations in their jurisdiction and want a compliant, scalable route to offer yield services to their clients through a regulated partnership.

Institutional clients operate on Earn Direct as an organization — a shared workspace for a team. See Organizations for onboarding, KYB, and shared wallets, and Team Management for inviting members, roles and permissions, and wallet verification.